01
13-week cash forecast
VelaData AI shows operating cash and total liquidity — owner payments, payroll, subcontractor releases, and line-of-credit activity, week by week.
For general contractors
VelaData AI forecasts where your cash stands today and where it will be over the next thirteen weeks — owner payments, payroll, subs, and loan covenants together. You get time to act, not a surprise at the bank.
Sample forecast · Hartwell Construction
Week 5 shortfall — flagged early
Three weeks to act before payroll and a covenant check collide
Cash on hand
$1.24M
Low point wk 5
$312K
Credit available
$840K
13-week operating cash
minimum $425K
What drives week 5
13
Week cash outlook
Per owner
Payment patterns tracked
Connected
Pay-when-paid links
Live
Covenant monitoring
Platform
VelaData AI connects owner pay apps, subcontractor obligations, and line-of-credit rules into the same thirteen-week view.
VelaData AI shows operating cash and total liquidity — owner payments, payroll, subcontractor releases, and line-of-credit activity, week by week.
VelaData AI models how each owner actually pays, based on your history. Timing delays and seasonal swings feed into when you expect cash to arrive.
VelaData AI tracks which subcontractor payments depend on owner draws — from your receipt to what you owe downstream.
VelaData AI models borrowing base, floors, and draws before you hit a breach. Know the risk while you still have time to act.
VelaData AI pulls payroll, debt service, insurance, and surety from your systems and flags them by week so nothing critical is missed.
VelaData AI tracks pay apps from submission through approval to cash in the bank. Holds, waivers, and overdue items in one place.
How it works
VelaData AI links project management, accounting, payroll, and banking. Procore, CMiC, QuickBooks, NetSuite, ADP, Plaid, and others.
VelaData AI calibrates owner pay timing, subcontractor terms, payroll cycles, and loan covenants from your own transaction history.
VelaData AI sends alerts with the amount, the date, and what to do next — not another static dashboard or spreadsheet export.
Intelligent workflows
VelaData AI connects draw tracking, pay-when-paid logic, and covenant monitoring in one operating rhythm — so your team controls cash before payroll, subs, or the bank force a reaction.
VelaData AI refreshes your thirteen-week position as pay apps, owner receipts, and subcontractor releases move — one view for the CFO, controller, and project teams.
Set minimum cash buffers, borrowing-base limits, and surety thresholds. VelaData AI monitors them weekly and surfaces pressure while you still have room to maneuver.
When a gap appears, VelaData AI queues the next step — delay a LOC draw, re-sequence a sub payment, or escalate an owner collection — with project and amount in context.
Every alert, recommendation, and follow-up is recorded for bonding review, board reporting, and lender conversations.
Prioritized guidance
VelaData AI ranks what to do next by impact on liquidity, borrowing cost, and covenant compliance — using your owner payment history, not generic benchmarks.
VelaData AI surfaces ways to reduce LOC reliance — timing sub releases to owner receipts, accelerating draw collections, or deferring discretionary spend — before interest and covenant headroom erode.
VelaData AI tracks operating balances against payroll, debt service, and surety requirements, then proposes specific levers when a week falls below your policy.
VelaData AI sends professional payment follow-ups when owner invoices pass due — calibrated to each owner's track record so your team intervenes only when escalation is warranted.
For CFOs and finance teams
VelaData AI brings together owner payment history, fixed costs, and contract terms into a clear thirteen-week cash position — for internal reporting, loan covenants, and bonding review.
Open the demo environmentIntegrations
Get started
General contractors from $50M to $500M in revenue use VelaData AI to see where cash is heading — and why.
Questions about fit, pricing, or rollout? · Email directly